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PNC Bank 4490 N Main St 3,568 SF Retail Building Dayton, OH 45405 $1,229,013 ($344.45/SF) 7.50% Cap Rate



Investment Highlights
- Located within the Dayton MSA - anchored by Wright-Patterson Air Force Base - the largest single-site employer in Ohio
- Low absolute rent ($92,176) compared to other investment grade bank branches
- 151,500 residents within a five-mile radius
- Investment grade tenant – Standard & Poor’s: A
- 20-year operating history with multiple lease extensions
- 1.618-acre land parcel with five drive-thru lanes – Oversized land parcel for a building of this size
Executive Summary
The 3,568 square-foot bank branch is positioned along North Main Street (24,000 VPD), a primary north-south commercial corridor serving the North Dayton trade area. The site occupies a 1.618-acre parcel and features ?ve drive-thru lanes. The property bene?ts from a dense residential base, with approximately 151,500 residents within a ?ve-mile radius. Nearby retailers that draw a continual ?ow of traffic to the corridor include Kroger, Ace Hardware, McDonald’s, AutoZone, CVS, Walgreens, Hibbett Sports, KFC, Taco Bell, and several others. The property is also roughly 2 miles west of Interstate 75, which carries 109,000+ vehicles per day.
PNC Bank, the primary banking subsidiary of The PNC Financial Services Group, Inc. (NYSE: PNC), is one of the largest diversi?ed ?nancial services institutions in the United States. Headquartered in Pittsburgh, Pennsylvania, with roots tracing back to 1852 (yr. founded), PNC was formed in its current structure through the 1983 merger of Pittsburgh National Corporation and Provident National Corporation. As of March 31, 2026, the company reported approximately $603 billion in assets, $458 billion in deposits, $463 billion in assets under administration, roughly 2,400 branches, and about 58,000 employees. They recently acquired First Bank in January 2026, demonstrating their growth strategy.
Property Facts
Amenities
- Bus Line
- Drive Thru
Major Tenants
- Tenant
- Industry
- SF Occupied
- Rent/SF
- Lease End
-
- Finance and Insurance
- -
- -
- May 2028
PNC Financial Services Group traces its roots to the Pittsburgh Trust and Savings Company, which began in Pennsylvania in 1852, and later grew through a merger of Pittsburgh National Corporation and Provident National Corporation in 1983. The company provides retail and business banking, lending, corporate banking, real estate finance, asset-based lending, wealth management, and asset management. PNC serves individuals, small businesses, corporations, and government entities through a broad mix of financial services and continues to operate as a diversified banking and wealth platform in the United States.
| Tenant | Industry | SF Occupied | Rent/SF | Lease End | ||
|
Finance and Insurance | - | - | May 2028 |
Nearby Major Retailers
Property Taxes
| Parcel Number | E20-01008-0219 | Improvements Assessment | $137,670 |
| Land Assessment | $33,980 | Total Assessment | $171,650 |
Property Taxes
Presented by
PNC Bank | 4490 N Main St
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